A common Internet scam is continuing to take advantage of unsuspecting victims and Consumer Alert talked to one woman who is out a lot of cash because of what is commonly called the Nigerian Scam.

Heather Myers thought she'd found a buyer for the truck she was selling on the Internet.

"They e-mailed me directly at my Yahoo address," Myers said. "They wanted to know what the buying price was."

Myers was a little skeptical about an overseas buyer.

"I was still 'I'll believe it when the check comes.' A few weeks later they did send me a check through the regular mail," Myers remembered.

It was a cashier's check for more than the asking price, and Myers was asked to forward the extra money to the shipping company. She deposited the cashier's check and three days later wired $5,000 to the company that would supposedly ship the truck overseas. Then she got a call from the buyer saying they no longer wanted the truck and they wanted a refund.

"So I went to my bank, where I deposited my check, and said, 'They want me to send the rest of the money back to them. Is this check cleared? Is it alright?'" Myers said. "The manager said it was a counterfeit check -- that the whole check had been bogus -- and he said 'I'm sorry, but you've been the victim of fraud and you now owe $5,775 to our bank,' and that was a week before Christmas."

At the Internet Fraud Complaint Center in West Virginia that is run by the Federal Bureau of Investigation and white-collar crime center analysts, say auction fraud is now the No. 1 reported cyber crime and those behind the frauds are getting bolder.

"There does seem to be a pervasive attitude that they're more untouchable and that they're more difficult to arrest and to find out the origins of their crimes," said Julia Wilson, an FBI Fraud Analyst.

The bank has offered Myers a home equity loan to pay back the $5,000.

The Consumer Alert bottom line is that even cashier's checks can be bogus, and just because the bank says it clears, doesn't mean the funds are always available.

If this happens to you, you can file a complaint with the FBI and the Attorney General's office.